Back in 2017 when i just started off as an amateur investor, it was more of a forced investment from my mother’s end, rather than something i wanted to do off my own will. I was forced to put in 3 SIP’s of Rs 3,000/- each which was a big dent in my monthly expenditure. There was a Sigh when the calendar used to strike the 10th of a month and i was Greeted by a Good Morning – Debit Message by the concerned AMC. The process went on for a year and the investment happened very grudgingly as far as my thought process was concerned.
In 2018, I happened to get a Job offer from ICICI (My Current Employer) which i accepted and now my life revolved around investments and choosing the right investment tools not for me- but for my team which i Manage and for the clients we manage. I came across many investment Vehicles like Mutual Funds, AIF’s, PMS , Bonds , Gold , ULIPS, Endowment Plans, Term Insurance, Health Insurance etc. and studied each of them in depth to get better understanding and the technicalities related to each one of then.
As time went along, I came across many clients who benefited greatly from one or more of those investments for example – I met a client who was not a very Savvy investor and he required money for his child’s education in the US for master’s and he did not have the required funding for the same, however he had invested Rs 50,000/- in a particular stock around 20 years ago on insistence by a well wisher and upon checking the value for the same, his wealth for that stock had multiplied multifold and now not only could he fund his child’s education, but also use the money for various other things he may have in mind.
Another example – I came across the story of a lady who unfortunately lost her husband in a tragic accident. She had no source of income now but her husband had taken a Term Insurance which she could encash upon and now the household expenses can be taken care off by simply investing the money in an FD and using the interest for Day to Day expenses.
In my short experience as on date, i have met hundreds of Investors/Clients who have may have been reluctant investors at first but have reaped great rewards just by sticking to the ideology of investments and following a particular financial discipline.
I have myself become a staunch believer in the concept of investments and compounding growth stories. In my blog now, All i want to achieve is make people believe in their Goal through helping them create wealth by believing in the concept of Investment. I will also take you across the Indian Eco System and Global Ecosystem as time goes along so that you can make an informed choice!!
Look forward to more interactions!!
Note –
I am not in favour of any company or product. All that i write/express in my Blog is based on my experiencing on interacting with the markets at large and clients on the ground. Please feel free to point out any mistake that you may come across. I will be happy to review and correct the same.
